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What is Level Term Life Insurance?

I often get asked What is level term life insurance. I created this video to explain the importance of having level term life insurance.


Transcript: What is Level Term Life Insurance?

In this video I’m going to talk to you about what is level term life insurance.

This is Liran Hirschkorn from and level term life insurance basically is getting a life insurance policy that has a term period. What are the term periods out there? Generally you can get a policy anywhere from 10 year, 15 year, 20 year, 30 year term. What does that mean? That means that when you get that type of policy, you want to make sure that you’re getting a level term policy.

Ok, now this can be tricky because there are some insurance companies out there that will raise the premium every five years. So, you want to make sure that you have level term life insurance coverage for the entire length of the life insurance policy.

What does level term mean? It means that your yearly or monthly premiums never go up for the entire length of the period that you have the insurance. That’s what you want to make sure you’re getting when you’re buying term life insurance.

At we only work with level term life insurance.

Or you can visit our website and get a quote at Thank you

Level Term Life Insurance – Author: Liran Hirschkorn

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Liran Hirschkorn

Liran Hirschkorn is the founder of His mission is to help individuals across the country in finding the best rates on life insurance as well as helping individuals with high risk life insurance.

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