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Protective Life Insurance Ratings

Protective Life Insurance Review

If you are thinking about getting a term or permanent policy with Protective Life Insurance Company, you are probably also looking to find out if Protective Life is a quality company. In this blog post I will review Protective Life and also discuss their financial ratings.

Protective Life History:


Protective Life Insurance was founded in 1907. By the company’s 50th anniversary in 1957, the company already had $50 Billion in Life Insurance in force policies. In 2007 Protective celebrated its 100th anniversary with $252 Billion in life insurance in force policies. As of 2010 Protective life has had over $427 billion of Life Insurance policies in force.

Protective Life Insurance Ratings:

A.M Best:

A.M Best gives Protective Life an A+ rating, which is considered Superior. It is the 2nd highest rating out of a total of 15 ratings.

Standard & Poors (S&P):

S&P rates Protective Life at AA- which is considered Very Good. It is the 4th highest from a possible 21 ratings.

 Better Business Bureau

According to the BBB, Protective Life has a A+ rating. It seems like they make a good attempt to solve any customer issues that are brought to them by the Better Business Bureau.

What Products Does Protective Offer:


In terms of Life Insurance, Protective offers both Term Life and Permanent Life Insurance solutions. They have competitive pricing for both Term and Permanent Life Insurance.

Should I Apply with Protective?


Whether or not you should apply with Protective Life Insurance really depends. At we represent Protective Life, as well as 30 other carriers. When we help you find a policy we find out what type of insurance you are looking for, as well as your current health situation and based on that we shop over 30 companies for the best price, and for the best match based on your situation.

We would absolutely consider Protective Life because they are a high quality insurance company, however they may or may not be the best fit for you.

Call us to get a life insurance quote, or fill out the form below and we will call you with a customized quote.

Author: Liran Hirschkorn

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Liran Hirschkorn

Liran Hirschkorn is the founder of His mission is to help individuals across the country in finding the best rates on life insurance as well as helping individuals with high risk life insurance.

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