If you’re looking for Primerica Life Insurance Reviews, this article will provide you with some information on what Primerica offers for life insurance, and my review of Primerica life insurance. I’ll cover why I think Primerica is overpriced, and some disadvantages of working with Primerica Life Insurance. Obviously, we aren’t fans of Primerica. If you want to get cheaper rates than what Primerica offers, use our instant online life insurance quotes tool right below this paragraph. Otherwise, keep reading for more information on Primerica Life Insurance Reviews.
Primerica Life Insurance Reviews – Buyer Beware
Why do I say buyer beware? Because most life insurance companies allow you to get quotes right on their website. Not Primerica. You won’t find any information about term life insurance quotes on the Primerica website.
Because Primerica has overpriced life insurance rates. You will find rates much cheaper with companies like Banner Life, American General, SBLI, Prudential, Metlife,ING, Transamerica,Protective Life, and several other companies. You can read more about the term life insurance companies we like here.
Primerica Life Insurance – Limited Options
Primerica agents are not independent agents. They only sell Primerica. This puts you at a disadvantage because they aren’t helping you find the best life insurance rates, they are only trying to sell Primerica.
When you work with an independent life insurance agency such as Chooseterm.com, you get an unbiased view of all the major life insurance companies and the ability to compare quotes and find the best deal.
Primerica Life Insurance – High Risk
Primerica life insurance agents do not specialize in high risk life insurance. That means that if you have a pre-existing health condition such as diabetes, multiple sclerosis, Crohn’s disease, asthma, sleep apnea, etc. you will not get the best rates through Primerica. In high risk life insurance situations you need an agent that knows which companies will approve you, and do so at the best rates. By only working with Primerica, you are at a disadvantage.
Primerica Life Insurance – What if you already have life insurance with them?
It is very common for us to work with existing Primerica term life insurance policyholders. We are typically able to save Primerica customers money on their term life insurance rates and we can help you do the same.
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