It is possible to get approved when applying for life insurance with multiple sclerosis. If you have been declined or quoted very high rates, its very possible that you were not working with the right insurance agency. At ChooseTerm we work with over 30 life insurance carriers and know which ones work best based on the unique needs of the individual applying.
Questions We Ask When Working to Get the Best Rates for Life Insurance with Multiple Sclerosis:
Here are the questions we will be asking you so that we can provide you with an accurate quote.
Date of the Diagnosis of MS:
Its possible that the longer you have had MS, the better the pricing you will get – especially if the MS has not progressed and remained mild.
Frequency of Attacks:
How often do you have attacks? Is it infrequent with out disability, or is there more moderate to severe disability? When was the most recent attack?
What type of symptoms do you have?
For example: Loss of Vision? Loss of Mobility? Cognitive or Neurological Impairment? Imbalance?
With very mild MS and diagnosis at an early age, its possible to get standard rating on a life insurance policy. Even in more Mild to Moderate cases we can still help you get approved for life insurance with Multiple Sclerosis. Fill out our quote form below or contact us to get a quote customized for you.
Author: Liran Hirschkorn