Choosing the right life insurance company is important, however if you are a scuba diver it is especially important for you to find the company that will be most favorable to you based specifically on several factors. Here are some tips to get the best rates for life insurance for scuba divers.
What Life Insurance Companies Will Want to Know
Life Insurance companies have different criteria for how they will price your policy based on how many times a year you scuba dive. They will also want to know what your maximum dive is, if you are certified, and what type of environments you dive in. For example, are you scuba diving as a rescue diver, or scuba diving in overhead environments such as cave, wreck, ice or salvage?
Life insurance companies treat scuba diving risk differently. For example with ING a scuba diver can qualify for Super Preferred without restriction on the number of dives he/she does each year. ING also allows a maximum depth of 100’ without an increase in the rate as long as the scuba diver is certified. This is an example of life insurance company that is more liberal towards scuba divers. Met Life will only approve a scuba diver for Standard Plus and would not be the best choice as a life insurance company for scuba divers. Knowing which life insurance company to choose as a scuba diver can make a big difference in your final rate. Our expertise is in helping you get the best rate for life insurance based specifically on your diving history and habits.
Life Insurance for Scuba Divers Quotes
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