Hi. This is Liran Hirschkorn from chooseterm.com, and today I want to talk
to you about life insurance with Hepatitis C. So you may have been declined
for life insurance if you have Hepatitis C and the reason for that could be
because you didn’t apply with the right life insurance company.
When it comes to Hepatitis C, there are a couple of companies that are
actually more favorable to apply with and that you can get approved with
than a lot of other insurance companies out there. So these are the
questions that your agent should be asking you when discussing Hepatitis C.
You want to know when you were originally diagnosed. The other thing the
agent is going to want to know is the results of your liver function test.
If you have those results that’s helpful in finding out what kind of
pricing you’re going to get for your insurance. What are the symptoms that
you have and what’s the treatment?
Are you taking medication? What kind of treatment are you getting for the
Hepatitis C, and how often are you seeing your doctor? These are all things
that are important in understanding the condition.
If you’re in remission, it’s very possible that you can get standard rates.
Or otherwise you might get a rated policy but you can still get approved.
Again, there are a couple of carriers that are more likely to approve you.
So if you’ve been declined for life insurance with Hepatitis C, we know
which insurance carriers are more likely to approve you.
Based on answers to questions like when you were diagnosed, what the
treatment has been, what your liver function results are like, we can help
you figure out if you can get approved and approximately the type of
pricing that you are likely to get. Then we can find the right life
insurance company specifically for you based on your situation.
At chooseterm.com, we work with over 30 different life insurance companies. You can also visit our website at chooseterm.com and fill out a quote request form. Thank you.