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Getting life insurance after prostate cancer

 

Transcript:

My name is Liran Hirschkorn and in this video, I’m going to talk to you
about getting approved for life insurance after having prostate cancer,
coming up.

If you’ve had prostate cancer, getting an idea of whether or not you can
get approved for life insurance is very tricky, because there are a lot of
factors that go into whether or not you can get approved for coverage. It’s
not just a matter of that you’ve been successfully treated. Let’s go
through some of the factors that will go into whether or not you can get
coverage.

First, it’s important to know, what age were you diagnosed with the cancer,
and when did the treatment end? The older you are, the more into your mid-
50s to 60s or older that you’ve had it. Actually, it’s a little bit easier
to get, because somebody who’s 40 and has had prostate cancer presents a
higher risk to an insurance company than somebody who’s 60 or 65 who has
had prostate cancer, because it’s a little bit more common at that age. So,
age is a factor.

The other factor is what was your pre-cancer PSA? The next factor we want
to look at is what your stage and grade was for the cancer. The earlier in
the process that the lower stage of cancer, the easier it’s going to be for
you to get coverage. We also want to look at the Gleason score. The lower
the score, the easier it’s going to be to get approved for coverage. And,
we want to look at the type of treatment you had, whether it was surgery,
whether it was radiation. We want to look at the treatment and we want to
know what your post-cancer PSA is.

All these factors are going to play a role in knowing what kind of rate
you’re going to be able to get for coverage, and are you going to be able
to get coverage immediately after successful treatment? Is there going to
be a six-month waiting period that you have to wait? Is there a year, two
years, or five years? Sometimes, you can get coverage right away. Sometimes
you have to wait a five-year period before you can get approved for life
insurance.

When we speak about getting approved for life insurance post prostate
cancer, it’s not black and white whether you can get approved right away or
not, or whether there’s going to be a waiting period or not. All these
factors go into play.

If you’ve had prostate cancer and are looking to get a life insurance
policy, visit our website. Click on the link below, or go to our Contact Us
page, and let us know what your situation is. I can help you figure
out what your options are for having a chance to get approved for
life insurance post prostate cancer. Thank you.

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Liran Hirschkorn

Liran Hirschkorn is the founder of Chooseterm.com. His mission is to help individuals across the country in finding the best rates on life insurance as well as helping individuals with high risk life insurance.

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