Hi, this is Liran Hirschkorn from ChooseTerm.com. If you use tobacco chewing
dip or smokeless tobacco and you don’t smoke cigarettes and you have a life
insurance policy that you’re paying tobacco rates on, you’re overpaying for
your life insurance.
What a lot of agents don’t know or your agent may have not told you it’s
that there are some life insurance companies that will actually give you
non-tobacco rates for using smokeless tobacco. So if you’ve just taken on a
policy or taken out a policy within the last few years and you’re paying
smoker rates, you’re paying 2 to 3 times more than you should be paying for
life insurance. So at ChooseTerm.com, we’re an Independent Agency and we
specialize in working with people that use smokeless tobacco, chewing
tobacco or dip and a couple of life insurance companies that will provide
you non-tobacco rates and you can save a substantial amount of money.
This is why it’s important to work with an Independent Agency that
understands different types of insurance companies, what their strengths
are, and which ones to use and in what situation. At ChooseTerm.com we do
work with a couple of companies that will save you significant amount of
money or if you don’t have a policy but are looking for life insurance
company, we can help you find a company that’s going to give you non-
tobacco rates if all you use is smokeless tobacco.
You can contact me Liran Hirschkorn, and I can help you find the best rate for your life insurance
needs. You can also visit our website ChooseTerm.com and you can fill out a
request form and we’ll call you back and work with you to help you find the
best life insurance company for your specific needs and if you use
smokeless tobacco, you can get a non-tobacco rating. Thank you and I look
forward to speaking with you.