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Category Archives: Pre-existing Health Conditions

Life Insurance For Diabetics

If you’re reading this blog post, you might be thinking about getting a life insurance policy, and may be wondering what you can expect, since you have diabetes. In this blog post I will provide you information that will help you get the best price on life insurance with diabetes and potentially save you time… Continue Reading

Getting Life Insurance with History of Depression— It is Possible

If you have been diagnosed with depression or anxiety disorder, or you have a history of these mental illnesses, the last thing you need is to be denied life insurance because of it. However, you are more likely to avoid this if you understand what term life insurance providers are looking for. We at Chooseterm.com… Continue Reading

Life Insurance with Polycythemia

If you suffer from Polycythemia and need to get a life insurance policy, this article will cover your what your options are. The disease causes an increase in the proportion of blood volume due to an increase in red blood cells, or by a decrease in the volume of plasma. It’s possible to have Polycythemia… Continue Reading

Life Insurance with COPD

Having life insurance brings peace of mind of you and your family, which is something you cannot put a price tag on, but many people believe that getting life insurance with COPD is not going to happen because of their condition. This is completely false and many people are surprised to hear how affordable their… Continue Reading

Top 5 Reasons People Get Declined for Life Insurance

When most people think about why someone may have been turned down for life insurance they typically think that health reasons are the reason why. While health is a major contributor to why people may get declined for life insurance, it isn’t the only reason. In this article, I’ll cover the top 5 reasons people… Continue Reading

Life Insurance with Angina Pectoris and Cardiovascular Disease

If you have a form of Cardiovascular Disease, inclduing Angina Pectoris, this blog post will discuss what you can expect to get in terms of pricing for term life insurance. If you are under 40 with Angina Pectoris, you will likely get declined for a traditional policy and will need to explore options for a… Continue Reading

Term Life Insurance with Sleep Apnea

More than 18 million Americans suffer from Sleep Apnea, and among them are many that need to get life insurance. This blog post will cover getting term life insurance with sleep apnea – what questions you should be prepared to answer, as well as what type of health rating you can expect to get from… Continue Reading

Life Insurance with Asthma

If you are looking for life insurance with Asthma, this blog post will cover what questions you should be ready to answer so that we can help you find the best life insurance company for you specifically. We’ll also include the underwriting guidelines of some of the top Life Insurance companies, which can help you… Continue Reading

Life Insurance with High Blood Pressure

As a life insurance agent, I often have to tell clients they have some medical issue that we found in the life insurance exam and they were not aware of it. Many times people have conditions that they are unaware of that we detect for the first time.  Often referred to as ‘the silent killer’,… Continue Reading

Life Insurance with Cancer : Can I Get Approved for a Policy?

Transcript: In this video, I’m going to answer the question about, “If you have cancer what type of life insurance can you get?” Specifically, I received the question that I am going to read to you that says, “A month ago my mother found out she was diagnosed with pancreatic cancer. She had it for… Continue Reading

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