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Category Archives: high risk life insurance

Life Insurance with Hepatitis B

Transcript This is Liran Hirschkorn from ChooseTerm.com and in this video I’m going to talk to you about Life Insurance when you have Hepatitis B and what your options are, coming up in tis video. So, if you have Hepatitis B you can get approved for Life Insurance but it’s going to be determined based… Continue Reading

Life Insurance with a Stent

Transcript: This is Liran Hircshkorn from chooseterm.com and in this video, I’m going to talk to you about getting proof for life insurance after you’ve had a stent put in, coming up in this video. So, you may have had a stent put in over the last couple of years or several years ago and… Continue Reading

Does Having a Stroke Affect Life Insurance?

Most people know that yes, having a stroke does affect your ability to get life insurance. However, many people mistakenly think that this means a stroke victim can’t get life insurance at all. Although it is true that a stroke is a very serious health event, many people who have had them still manage to… Continue Reading

Life Insurance Question: Diabetic and Overweight

Everyday I speak with people in unique situations looking for life insurance. By sharing their questions and my responses perhaps I can help others looking for the same information. Today I spoke to someone with the following question: “I missed my life insurance payment with state farm and my $100k policy lapsed I have diabetes… Continue Reading

Life Insurance after a Heart Attack: Video

Can you get life insurance after a heart attack? In this video I discuss what it takes to get approved following a heart attack (Myocardial infarction) and what insurance companies look for when evaluating your application. Transcript: If you’ve had a heart attack and you’re looking for a life insurance policy, I’m going to talk… Continue Reading

Can I Get Life Insurance If I’ve Had a Heart Attack?

It is a known fact that people with a history of illness like heart disease have a more difficult time getting approved for life insurance than others. But the key word here is “difficult”, not “impossible”. If you know what to expect when you apply for term life insurance when you have had a heart… Continue Reading

Term Life Insurance With a History of Epilepsy and Seizures

If you’ve had a seizure and/or have history of disorders that cause seizures (like epilepsy), your ability to get approved for reasonable life insurance coverage with affordable rates can be challenged. Nevertheless, many people in your position still manage to get good life insurance policies every year. The truth is that if you know more… Continue Reading

Life insurance with a heart murmur

The short answer to this question is “yes, you can.” But the more detailed response is a little more complicated. The truth is that life insurance providers do sometimes deny people coverage for pre-existing conditions like heart murmur. You can greatly improve your chances of being approved by knowing more about the general process and… Continue Reading

Ulcerative Colitis? Don’t Give Up On Life Insurance!

There are many illnesses that can get in the way of people getting life insurance, and ulcerative colitis is one of them. Some people may want to give up their hope of getting insured while they have this disease, especially if an insurance company has already denied them coverage. But many— if not most— people… Continue Reading

Getting life insurance after prostate cancer

  Transcript: My name is Liran Hirschkorn and in this video, I’m going to talk to you about getting approved for life insurance after having prostate cancer, coming up. If you’ve had prostate cancer, getting an idea of whether or not you can get approved for life insurance is very tricky, because there are a… Continue Reading

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